Motorcycle accidents can be deadly. Because they are more exposed, motorcyclists involved in car accidents or truck accidents are more likely to suffer serious injury or death. Motorcycle accidents often involve significant injuries to arms and legs. Motorcyclists may suffer traumatic brain injury or even death if they are not wearing a helmet. A motorcyclist is five times more likely to be killed than a driver in a car or truck accident.
Because motorcycle accidents are different than car accidents or truck accidents, insurance coverage may also be different. For example:
- The Minnesota No-Fault Law does not apply to motorcycles. However, medical expenses may be paid through motorcycle Medical Pay Insurance.*
- Uninsured Motorist Insurance (UM) and Underinsured Motorist Insurance (UIM) are not mandatory for motorcycles. Because motorcyclists have increased risk of serious injury or death, we recommend that motorcyclists obtain UM/UIM insurance coverage.
If you or a loved one have been injured in a motorcycle accident, you may be entitled to the following Recoverable Losses:
- Past pain, suffering, disability, disfigurement, scarring or emotional distress
- Reasonable medical expenses
- Loss of earnings
- Future pain, suffering, disability, disfigurement, scarring or emotional distress
- Future medical expenses
- Future loss of earning capacity
See our generic Jury Special Verdict Form.
For further discussion of these losses, see: Medical Pay Insurance.
There may be several layers of insurance coverage and several insurers involved in your case including:
- Motorcycle Medical Pay Insurance
- Liability Insurance or Uninsured Motorist Insurance (UM)
- Underinsured Motorist Insurance (UIM)
If you or a loved one have been injured in a motorcycle accident, you need to concentrate on one thing — getting on with your life. Let our experienced team handle the insurance paperwork including claim forms, reports, authorizations, requests for recorded statements and Defense Medical Examinations (DMEs).
We offer a free consultation, so you have nothing to lose by contacting us first.
For a free consultation:
Email us at firstname.lastname@example.org or
Call us at 507-285-5350 or 877-285-5350